Rebecca Lake – Page 2 – The News Desk

5Aug

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Real Genius Review 2023 | US News

Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does Real Genius Offer?Real Genius offers a range of home loan options: Conventional mortgages. Fixed-rate mortgages. Adjustable-rate mortgages. Jumbo loans. Federal Housing Administration loans. Department of Veterans Affairs loans. Refinancing. How Does Real Genius Work?You can apply for a loan from Real Genius online by providing information about yourself, your home needs and your financial situation. You'll also need documents such as recent pay stubs, tax returns and bank account statements to complete the application process, and you can get help from one o...

1Aug

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New American Funding Mortgage Review 2023

2023 Award Winner: Best Mortgage Refinance LenderNew American Funding offers some of the lowest mortgage rates of all the lenders we analyzed, earning a top score in the affordability category. This factor is even more important for homeowners looking to refinance, since many choose to do so in order to lower their interest rate. It offers a wide variety of refinancing options, including rate and term, cash-out, and cash-in, as well as home equity lines of credit.Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does New American Funding Offer?Borrowers can choose from these mortgage products: Conventional loans. Fed...

30Jul

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Figure Home Equity Loan Review 2023

What Types of Mortgage Loans Does Figure Offer?Figure offers home equity lines of credit and plans to add an option to use cryptocurrency for a mortgage.The minimum home equity line of credit is $15,000 or $25,001 in Alaska, and the maximum is $400,000. Borrowers can choose home equity loan terms of five, 10, 15 or 30 years. The initial amount funded at origination is based on a fixed rate, but additional draws may be higher than that rate.The lender stopped accepting new mortgage applications in March 2022.How Does Figure Work?Start by prequalifying online to find out an estimated rate, with a soft pull that will not hurt your credit score. Figure will ask for basic information, including income, before offering an interest rate for the loan. If you decide to continue your application, t...

30Jul

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Chase Mortgage Review 2023 | US News

Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does Chase Offer?Chase provides a range of home loan options, including: Fixed- and adjustable-rate mortgages. Federal Housing Administration loans. Department of Veterans Affairs loans. Refinancing. Jumbo mortgages. You can also consider a Chase DreaMaker mortgage, which features a 3% down payment option. These are fixed-rate, 30-year loans with income limits. How Does Chase Bank Work?You can start the application process for a mortgage online, after which Chase will send you a loan estimate. To apply, you'll need your most recent pay stubs, W-2 forms showing two y...

29Jul

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Simmons Bank Mortgage Review 2023

Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does Simmons Bank Offer?Simmons Bank offers a full range of mortgages, including: Conventional loans. Jumbo loans. FHA loans. VA loans. USDA loans. HUD Section 184 Native American loans Adjustable-rate mortgages. Construction loans Balloon loans. Mortgage refinance Simmons Bank also offers Professional Provider Mortgage, which allows a physician, oral surgeon or dentist who has completed medical or dental school and is in residency, fellowship or in a practice to leverage future income for present-day home purchases. In addition, their Affordable Advantage Mort...

28Jul

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SoFi Mortgage Review 2023 | US News

Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does SoFi Offer? SoFi offers a complete online borrowing experience for homebuyers seeking fixed-rate mortgages, as well as existing homeowners hoping to refinance. SoFi offers: 10-, 15-, 20- and 30-year fixed-rate conventional loans Refinance loans Cash-out refinance loans Student loan cash-out refinancing FHA loans VA loans USDA loans SoFi customers can also access home equity loans through lender Spring EQ.How Does SoFi Work?You can prequalify and apply for a SoFi mortgage online, with SoFi mortgage loan officers and representatives available to help. If you a...

What Does No Preset Spending Limit Mean? | Credit Cards

25Jul

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What Does No Preset Spending Limit Mean? | Credit Cards

Some of the links on this site contain offers from our partners. The offers in this article may be expired or currently unavailable. Some credit cards come with firm limits tied to factors such as your income and credit history. Other credit cards have "no preset spending limit." But this does not mean that they have no spending limit.Your credit ceiling on cards with no preset spending limit changes as spending or payment habits, for instance, change. Here's more on how cards with no preset spending limit work.What Is No Preset Spending Limit?A no preset spending limit, or NPSL, credit card has no stated credit limit. You won't get an actual number that tells you how much you can spend, but there is still a limit. "A credit card with no preset limit is really a bit of a misnomer...