Thursday, November 21

Tag: Personal Finance

Apps like Venmo, PayPal and Cash App make sending money easy, but the convenience can leave senders vulnerable to fraud and overspending. | Northwest & National News
11Apr By adminNo Comments
Money

Apps like Venmo, PayPal and Cash App make sending money easy, but the convenience can leave senders vulnerable to fraud and overspending. | Northwest & National News

For college students, sending money to friends has never been easier thanks to peer-to-peer payment apps like Venmo, PayPal and Cash App. But that convenience poses risks, including vulnerability to errors, fraud and the tendency to overspend. As a result, payment apps can contribute to financial stress at a time when young people are learning...
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Improve Your Fitness and Financial Life in 2024 With These WSJ Challenges
2Jan By adminNo Comments
Money

Improve Your Fitness and Financial Life in 2024 With These WSJ Challenges

Updated Jan. 2, 2024 9:28 am ETIn the past few years, The Wall Street Journal launched six email challenges to help our readers get better at something in their lives, from fitness to money. Each free challenge starts when you sign up, and continues with one email a week to your inbox—full of exercises and how-tos—for four to six weeks.For 2024, we’ve updated and refreshed these short courses for those looking for a project or challenge to kick off the year. While we don’t recommend doing all six challenges at once, we do recommend taking advantage of the fresh-start energy the new year brings and making plans for joy in January.Copyright ©2024 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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To Lower Your Taxes in 2024, Make These Moves Now
30Dec By adminNo Comments
Money

To Lower Your Taxes in 2024, Make These Moves Now

A new tax year is a great time to make smart tax moves and avoid dumb ones. This difference matters a lot because taxes are often the largest factor affecting investment returns in a portfolio. They also matter to your retirement savings, your home and your donations, among other things. Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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Personal Loan Statistics and Trends to Watch in 2024 | Personal Loans and Advice
29Dec By adminNo Comments
Money

Personal Loan Statistics and Trends to Watch in 2024 | Personal Loans and Advice

Consumers are increasingly turning to unsecured personal loans to achieve their financial goals, whether they want to knock out home improvement projects, consolidate high-interest credit card debt or simply pay for an unexpected car repair.Personal loan balances have ballooned – both at the individual borrower level as well as nationally – at a time when interest rates have also risen rapidly. Simply put, personal loans are getting larger and more expensive to repay. Meanwhile, more borrowers are becoming delinquent on their personal loan debt.Learn more about the personal loan trends from 2023 and how that will impact borrowers into 2024, according to a U.S. News analysis of industry data from TransUnion, Experian, the Federal Reserve and the National Credit Union Administration. Person...
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Electric Mandates Have California Truckers Charging Overtime
29Dec By adminNo Comments
World

Electric Mandates Have California Truckers Charging Overtime

Dec. 29, 2023 12:52 pm ETCompton, Calif.Electric trucks are supposed to save the world, but they’re wasting Mike Stanley’s time. Mr. Stanley, a longtime trucker whose rectangular beard flows down to his chest, now leads operations in the main Los Angeles office of IMC, a Tennessee-based drayage trucking company that carries cargo to and from U.S. ports and rail yards. Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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How to Fix Your Food Budget in 2024, From Cutting the Takeout to Meal Planning
29Dec By adminNo Comments
Money

How to Fix Your Food Budget in 2024, From Cutting the Takeout to Meal Planning

Listen to article(2 minutes)WSJ’s Personal Finance team presents a series on how to fix your financial life in 2024. Last in our series: tackling the tricky subject of food budgets.If you’re wondering where your food spending is going each month, look in your trash can.Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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The Art of Asking Your Parents for Money
27Dec By adminNo Comments
Money

The Art of Asking Your Parents for Money

Listen to article(1 minute)WSJ’s Personal Finance team presents a series on how to fix your financial life in 2024. Up now: asking for money Hitting your parents up for cash as an adult can be awkward. But sometimes the best money move is to ask for help.Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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How Can Spending Be Up When People Feel Down?
27Dec By adminNo Comments
Money

How Can Spending Be Up When People Feel Down?

Dec. 26, 2023 11:00 pm ETAccording to the Misery Index, Americans shouldn’t be all that miserable. But they might only recently have started to catch on.Invented by the economist Arthur Okun, the Misery Index is the simple summing of the unemployment rate and the inflation rate. It first rose to prominence in the 1976 presidential election, when Jimmy Carter highlighted its high level in his campaign to unseat President Gerald Ford. This came back to bite him: When President Carter was running for re-election against Ronald Reagan in 1980, the index was even higher.Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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Where Did All the Money Go? The Villain in Your Transaction History
26Dec By adminNo Comments
Money

Where Did All the Money Go? The Villain in Your Transaction History

Listen to article(2 minutes)WSJ’s Personal Finance team presents a series on how to fix your financial life in 2024. First up: taking on lifestyle creep.Anyone trying to figure out why they are scraping by at the end of the year could safely pin part of the blame on inflation. Higher prices have made it easier than ever to miss that other sneaky cause of overspending: lifestyle creep. Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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