Tag: Emily Brandon

How to Find a Lost Pension Plan | Baby Boomers
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How to Find a Lost Pension Plan | Baby Boomers

Pension plans offer some of the best retirement benefits you can get from an employer. But if you had one from a previous job, you might have lost track of your plan by the time retirement rolls around.The last thing you want to do is let valuable benefits go unused, but it could take a bit of legwork to find the information you need to hunt down your “lost” pension plan, including contacting your former employer – who might have moved, changed names or even closed down – or contacting the Pension Benefit Guaranty Corporation.Follow these steps to track down your plan: Contact your former employer. Consider financial and insurance companies. Search at the Pension Benefit Guaranty Corporation. Collect the paperwork. Look into spousal payments. Make sure you are vested. Consider a fi...
The Most Popular Ages to Collect Social Security | Social Security
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The Most Popular Ages to Collect Social Security | Social Security

If you qualify for Social Security retirement benefits you can sign up to begin getting them any time after age 62. While it may sound appealing to start collecting the money as soon as possible, your monthly payments will be larger if you delay claiming them.According to 2022 data from the Social Security Administration, there's a wide range of ages at which people start to claim their benefits, as well as some marked differences in when men and women typically start. Read on to find out how the age at which you start collecting your benefits impacts your monthly payout – and the most popular ages when men and women begin.How Much Your Payment Will Be Reduced if You Start Collecting at 62Your full retirement age, as defined by Social Security, depends on your birth year. It's crucial to ...
How to Get a 401(k) Match for Your Student Loan Payment | 401ks
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How to Get a 401(k) Match for Your Student Loan Payment | 401ks

Those who have an overwhelming amount of student loan debt are often unable to contribute to a 401(k) plan and qualify for a valuable 401(k) match. The SECURE 2.0 Act, which was signed into law by President Joe Biden on Dec. 29, 2022, allows eligible employees to receive a 401(k) match if they are making qualified student loan payments.Here's how a student loan 401(k) match works: An employee must be making qualified student loan payments due to higher education expenses. The employer must offer a qualifying retirement account and a student loan matching contribution program. Student loan matching contributions can be made to a 401(k), 403(b), SIMPLE IRA or 457(b) plan. What is a Student Loan 401(k) Match? A student loan 401(k) match allows companies to pair student loan repayment with...
19 Part-Time Retirement Jobs That Pay Well | Retirement
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19 Part-Time Retirement Jobs That Pay Well | Retirement

Taking on a part-time retirement job doesn't have to mean low pay and uninteresting work. Many older workers perform important and essential jobs while maintaining a flexible schedule. With the right education and credentials, you might be able to transition into a lucrative and rewarding part-time position. Here are some part-time jobs for retirees that often pay more than $20 per hour.These part-time retirement jobs pay well: Nurse practitioner. Speech-language pathologist. Psychologist. Occupational therapist. Registered nurse. Laboratory technologist. Dental hygienist. Diagnostic medical sonographer. Management analyst. Respiratory therapist. Physical therapist assistant. Dietitian and nutritionist. Radiologic technologist. Librarian. Adult literacy teacher. Licensed p...