Tuesday, April 15

Tag: Dawn Papandrea

How to Use Apple Cash | Banking Advice
22Jul By adminNo Comments
Money

How to Use Apple Cash | Banking Advice

Apple Cash offers a convenient way for iPhone users to make purchases or to send and receive money. Find out how to use Apple Cash and how it compares to other payment apps. What Is Apple Cash?Anyone with an iPhone has Apple Cash already built into their Apple Wallet. Apple Cash is a digital card you can load with cash to use online or in stores that accept Apple Pay. You can also send Apple Cash to friends and family with iPhones through Messages or via your Apple Wallet. And, you can receive Apple Cash from others.How Apple Cash Compares to Apple PayYou might be wondering if Apple Cash replaced Apple Pay, or what the difference is between the two. Think of it this way: Apple Cash is a "card" or payment option you use to make a purchase or send money, while Apple Pay is the technology be...
Read More
Credible Student Loans Review 2023
21Jul By adminNo Comments
Money

Credible Student Loans Review 2023

Borrower tip: Refinancing federal student loans into a private student loan can make you ineligible for certain types of protections, such as income-driven repayment plans, federal debt forgiveness programs and forbearance/deferment options through the Department of Education. Find the Best Student Loans for You Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan TermWhat Types of Student Loans Does Credible Offer?Credible offers prequalified rates on loans including: Private student loans. Graduate student loans. Parent student loans. Medical, law and MBA school loans. Student loan refinance. Student loan consolidation. How Does Credible Work?The process is fairly simple...
Read More
Guide to Zelle Payments | Banking Advice
20Jul By adminNo Comments
Money

Guide to Zelle Payments | Banking Advice

The practice of transferring money instantly is ubiquitous in today's economy, with two-thirds of adults worldwide now making or receiving digital payments, according to the World Bank. Zelle is one of the most popular digital payment services, with hundreds of banks and credit unions in the U.S. offering it in their banking apps or through online banking. What Is Zelle?Zelle is a payments network that allows people to send instant money transfers from their bank account to another person's bank account.Launched in early 2017 by Early Warning with just 17 banking partners, today there are more than 1,800 financial institutions on the Zelle Network. In 2022, over 115 million enrolled users transferred $629 billion.How Does Zelle Work?Zelle lets users send money from their bank accounts to ...
Read More
The 6 Best Vacation Loans to Fund Your Next Trip | Personal Loans and Advice
15Jul By adminNo Comments
Money

The 6 Best Vacation Loans to Fund Your Next Trip | Personal Loans and Advice

In desperate need of a summer getaway but a little short on savings? Is there a new niece or nephew you want to visit or a last-minute wedding to attend?If you don't want a lack of cash to stop you from boarding that plane or hitting the road, you may have to turn to a vacation loan – which is essentially a personal loan that's used to cover the cost of a trip.Though a personal loan for vacation is not ideal, be sure you get the best deal possible – and have a reliable plan for paying it back. Learn more about how vacation loans work, how to compare offers, alternative options for funding a trip and our top picks.Are Vacation Loans a Good Idea?The term vacation loan is a marketing phrase, says JP Dowds, CFP and wealth advisor at Marshall Financial. "It's really just a personal loan you're...
Read More
SoFi Personal Loans Review 2023| US News
15Jul By adminNo Comments
Money

SoFi Personal Loans Review 2023| US News

2023 Award Winner: Best Debt Consolidation Loan LenderWith competitive interest rates, no fees and a variety of repayment terms, SoFi is a good choice for consolidating debt into a personal loan. SoFi is the highest-rated lender that offers loans up to $100,000, meaning you can consolidate a large amount of debt – from credit card debt to medical bills – into a single monthly payment. It stands out from the rest by offering a discount of up to 0.5 percentage point for enrolling in autopay from a SoFi banking account that receives a monthly direct deposit.What Can SoFi Be Used For?You can use a SoFi personal loan for a range of purposes. If you're looking to start a family, for example, SoFi's personal loans can finance in vitro fertilization, adoption, surrogacy and pregnancy expenses. If...
Read More
Home Loan Programs for Teachers: What You Should Know | Mortgages and Advice
13Jul By adminNo Comments
Money

Home Loan Programs for Teachers: What You Should Know | Mortgages and Advice

A number of local, state and federal programs offer eligible teachers discounts on homes and attractive mortgage terms. The Good Neighbor Next Door program, for example, sells homes for 50% off the appraised value. Other programs offer down payment assistance, homeownership grants and mortgage credit certificates.However, these programs are not always easy to navigate. Here's what you need to know if you want to pursue one.Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Is the Good Neighbor Next Door Program?The Good Neighbor Next Door program offers U.S. Department of Housing and Urban Development-owned single-family homes to eligible buyer...
Read More
First Horizon Mortgage Review 2023
13Jul By adminNo Comments
Money

First Horizon Mortgage Review 2023

Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit ScoreWhat Types of Mortgage Loans Does First Horizon Offer?First Horizon offers a wide range of mortgage products, including: Conventional loans. Adjustable-rate mortgages. Federal Housing Administration loans. Veterans Affairs loans. U.S. Department of Agriculture loans. Jumbo loans. Affordable housing loans (geographic restrictions apply). New home construction financing. Mortgage refinancing. Home equity lines of credit. How Does First Horizon Work?To begin the mortgage application process, you have to work directly with a First Horizon loan originator. You can fill out your contact informat...
Read More
Can You Buy a Second Home With a VA Loan? | Mortgages and Advice
5Jul By adminNo Comments
Money

Can You Buy a Second Home With a VA Loan? | Mortgages and Advice

The U.S. Department of Veterans Affairs offers veterans and active-duty military members a number of benefits, including VA home loans. When you use this benefit, the home must be your primary residence, which means VA loans are generally not available for second homes unless you're moving. Can you buy a vacation or investment home with a VA loan? The short answer is no. When you buy a home with a VA loan, you're usually expected to move in shortly after closing – within 60 days in most cases. That means an investment home you rent out entirely or a vacation home you visit regularly but don't actually live in won't qualify for a VA loan. But there are some situations that allow you to use your VA entitlement to buy an investment or vacation home. Read on to find out some of the ways in wh...
Read More
Citizens Student Loans Review 2023
3Jul By adminNo Comments
Money

Citizens Student Loans Review 2023

Borrower tip: Refinancing federal student loans into a private student loan can make you ineligible for certain types of protections, such as income-driven repayment plans, federal debt forgiveness programs and forbearance/deferment options through the Department of Education. Find the Best Student Loans for You Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan TermWhat Types of Student Loans Does Citizens Offer? Citizens offers undergraduate, graduate and parent loans. The company also offers refinancing loans for both student and parent loans. How Do Citizens Student Loans Work?Citizens uses a soft credit pull to provide potential rates, payments and estimated savings, as ...
Read More