credit card rewards – The News Desk

The credit card market is flooded with options, each catering to different needs. Credit cards nowadays come with enticing perks like cashback, travel benefits, and reward points. The competition among card issuers is fierce, with each trying to attract new customers by offering increasingly attractive rewards. To maximize your credit card benefits, follow these tips:1. Choose the Right CardStart your credit card search by understanding your spending patterns and preferences.Different cards offer various reward programs, such as cashback or shopping vouchers. Some even have bonus categories that give extra points for specific types of spending. Match your card to your lifestyle—frequent travelers should opt for cards with travel perks, while online shoppers can benefit from cards offering...

Credit card perks that included attractive reward points, instant cashbacks, and various benefits such as access to airport business lounges and exotic vacations at low cost have been scaled back by banks during this festive season. As banks strive to gather deposits after recent interest rate hikes, they are becoming less generous with these offers. Data collected by ET revealed that banks have increased spending thresholds and caps, indicating a focus on profitability in the loan segment, which has been growing alongside increasing affluence in urban India.For example, HDFC Diners Club Privilege Card has discontinued its double reward points on weekend dining, Rs 1,000 vouchers on monthly spends of Rs 40,000, and reduced global lounge access from twelve to two. SBI Cash Back Card has ha...

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Credit Card: 5 ways to make the most of your credit card rewards

Credit card rewards scaled back: This festive season, don’t expect bumper rewards & cashbacks on card spends; here’s why